Call us on 1800 20 30 35


Planning a home improvement?

Whether you are extending that kitchen, converting the garage, when you add up all the costs of a home improvement it can certainly mount-up. And if it is a complicated job, you may even have to move out of your home for a short period – so there could be rents to be considered. We can help you put a smart financial plan together – a plan that might even include savings on your mortgage in the long run.

Start an Application

Home Improvement Calculator

Just a few quick questions


Choose the application type

Only applicants between the ages of 18 and 60 are elgible.
Only applicants between the ages of 18 and 60 are elgible.

Mortgage Information

If you are looking for a mortgage greater than 3.5 times your income please call us directly.
The value of the new mortgage must be lower than 90% of the value of the property.
Please ensure all fields are filled and values are correct.

Your Mortgage Summary

Applicant 1



Applicant 2



Required Amount:


Here at Penco Insurances Limited trading as Which Mortgage we take your data protection seriously and will only process your data as advised to you in our privacy policy.