First time buyer

Am I a First Time Buyer?

Yes, I am:

A mortgage seeker who has never purchased a property in Ireland or abroad, either individually or jointly.

First Time Buyer Mortgage Calculator

Choose the application type

Mortgage Information

You can borrow up to a maximum of 90% of the value of the property.
You can borrow up to a maximum of 4 times your joint gross annual income.
Please ensure all fields are filled and values are correct.

Mortgage value:

First Applicant Details

Second Applicant Details

How much can I borrow?

As a First Time Buyer, you can borrow up to 4 times your annual or joint incomes.

Under the "Fresh Start" principle, if you are divorced or separated and have no interest in your family home, or have undergone insolvency proceedings, you may be considered First Time Buyers and you may be eligible to borrow up to 4 times your annual income.

What's next?

Once you've used our First Time Buyer Calculator and have an idea of the best mortgage rates in the market for you, get in touch with us and we'll help you take it from there.

More Questions?

Talk to one of our mortgage specialists now!


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