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Which Mortgage is right for you

Let's have a chat about how we can help you to have your mortgage approved


Here at Penco Insurances Limited trading as Penco, Which Mortgage we take your data protection seriously and will only process your data as advised to you in our privacy policy.
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Let's have a chat about how we can help you to have your mortgage approved

Here at Penco Insurances Limited trading as Penco, Which Mortgage we take your data protection seriously and will only process your data as advised to you in our privacy policy.
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The Big Questions

I’m looking to buy my first home. How much can I borrow?

You can borrow up to three and a half times your annual income or joint incomes. There are some exceptions to this Central Bank of Ireland rule and we can take you through them when you call us.

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We’re planning to do home improvements.
Should we borrow from our existing
mortgage provider?

Maybe. Or, maybe there are better opportunities out there for you. We will give you the impartial advice you need to help you make the right borrowing decision.

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We’re thinking of moving.
Should we sell our home first?

Ideally yes. But we don’t live in an ideal world do we? Arrange a meeting with us and we will guide you through the process and show you all your options.

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Switching mortgage sounds like
a hassle. Is it worth it?

Yes – it is. And yes, it is a bit of a hassle to do it – but you’re going to leave the hassle of organising it to us.

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Is buying a property a good investment?

All financial advisers will warn you that your investments can fall as well as rise. But we can tell you this, over the last fifty years bricks and mortar have yielded a better return than stocks and shares.

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