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First Time Buyer?

Below we have provided a Which Mortgage first time buyer calculator especially for you. It will show you the important figures – and it just takes 40 seconds to complete. Once you have those figures, and maybe had a chat with your partner, have a chat with us at Which Mortgage and we’ll help you take it from there. (Buying your first home isn’t as scary as you think.)

If you are Non-Irish looking to get a mortgage in Ireland we have more information here.

First Time Buyer Calculator

Just a few quick questions


Personal Information

Choose the application type

Only applicants between the ages of 18 and 60 are elgible.
Only applicants between the ages of 18 and 60 are elgible.

Mortgage Information

If you are looking for a mortgage greater than 4 times your income please call us directly.
The value of the new mortgage must be lower than 90% of the value of the property.
Please ensure all fields are filled and values are correct.

Your Mortgage Summary

Applicant 1



Applicant 2



Required Amount:


Here at Penco Insurances Limited trading as Which Mortgage we take your data protection seriously and will only process your data as advised to you in our privacy policy.