Save time by working with a mortgage broker
Your time is precious and you want to use it wisely.
Here’s the truth. Applying for a mortgage is not a quick job. It’s a time-consuming process that requires a high level of attention to detail and a lot of supporting documentation.
All of the supporting documents need to be reviewed, understood and explained. These documents are essentially you making the case for why a lender should approve you for a mortgage.
Imagine repeating this process for each lender in the market? It’s possible, but it’ll take so much time.
When you work with us as your mortgage partner, you discuss your requirements with us only once.
We’ll guide you through our entire process to obtain the necessary responses and paperwork needed to compile your robust mortgage applications.
All of that work will be handled by us and you’ll be presented with a list of lenders and mortgage options ideally suited to you.
We save you time.
We remove the stress around application screening
Many of our customers speak of the stress they felt when they first began their mortgage journey.
One of our key values is to remove the stress from the mortgage process for our customers. And one of the most important ways we do this is by our robust application screening process.
Lenders are going to go through your application with a fine tooth comb. They need to do this because they are bound by Central Bank
rules and regulations to make sure they are acting responsibly.
We carry out thorough assessments on all mortgage applications to ensure that they meet lenders’ specific requirements.
As a result, a very high percentage of our customers receive mortgage approval. We will only submit a mortgage application if we have a high degree of confidence that it will be approved.
We constantly monitor interest rates
Different lenders offer different interest rates with different criteria for their mortgage products.
We constantly monitor interest rates of all the mortgage products available in Ireland.
As a result, we’re able to advise you on the best offers available to you when you apply for your mortgage.
There is no difference in the products we offer vs. what banks offer
Many of our customers share an assumption with us that they thought they’d get a better deal by applying for a mortgage directly with a bank.
As a mortgage broker, we earn our commissions from the lenders for successful mortgage applications.
We see why customers would think that banks would offer a better deal to customers applying directly to them.
However, this is not the case.
Lenders provide the exact same terms to successful applicants whether they have come through a mortgage broker or they have applied directly.
This means that we can help you with a much broader selection of mortgages in the market (which is something only a mortgage broker can do). And it means that we can guarantee you will receive the same interest rates, cashback offers and/or other incentives lenders offer.