Which Mortgage 10 step
guide to buying your home

Check out our 10 step guide to buying your home. Deciding on a mortgage is a big decision and we are here to help you make the right move. Download the Which Mortgage guide: 10 Steps To Buying Your First Home

1. Organise your financial records

Before you apply for a mortgage, you will need to show any potential lender that all your bank account statements are in order and that you can support a monthly mortgage repayment. You can demonstrate this with a combination of regular monthly savings, your rent payments or completed loan repayments. You should also pay down credit cards and pay off any loans, if possible.

2. Contact Which Mortgage

Before you apply for a mortgage, you will need to show any potential lender that all your bank account statements are in order and that you can support a monthly mortgage repayment. You can demonstrate this with a combination of regular monthly savings, your rent payments or completed loan repayments. You should also pay down credit cards and pay off any loans, if possible.

3. Approval In Principle

Before you apply for a mortgage, you will need to show any potential lender that all your bank account statements are in order and that you can support a monthly mortgage repayment. You can demonstrate this with a combination of regular monthly savings, your rent payments or completed loan repayments. You should also pay down credit cards and pay off any loans, if possible.

4. Booking Deposit

Before you apply for a mortgage, you will need to show any potential lender that all your bank account statements are in order and that you can support a monthly mortgage repayment. You can demonstrate this with a combination of regular monthly savings, your rent payments or completed loan repayments. You should also pay down credit cards and pay off any loans, if possible.

5. Bank Valuation

Before you apply for a mortgage, you will need to show any potential lender that all your bank account statements are in order and that you can support a monthly mortgage repayment. You can demonstrate this with a combination of regular monthly savings, your rent payments or completed loan repayments. You should also pay down credit cards and pay off any loans, if possible.

6. Full Loan Offer

Before you apply for a mortgage, you will need to show any potential lender that all your bank account statements are in order and that you can support a monthly mortgage repayment. You can demonstrate this with a combination of regular monthly savings, your rent payments or completed loan repayments. You should also pay down credit cards and pay off any loans, if possible.

7. Structural survey

Before you apply for a mortgage, you will need to show any potential lender that all your bank account statements are in order and that you can support a monthly mortgage repayment. You can demonstrate this with a combination of regular monthly savings, your rent payments or completed loan repayments. You should also pay down credit cards and pay off any loans, if possible.

8. Contract

Before you apply for a mortgage, you will need to show any potential lender that all your bank account statements are in order and that you can support a monthly mortgage repayment. You can demonstrate this with a combination of regular monthly savings, your rent payments or completed loan repayments. You should also pay down credit cards and pay off any loans, if possible.

9. Loan conditions

Before you apply for a mortgage, you will need to show any potential lender that all your bank account statements are in order and that you can support a monthly mortgage repayment. You can demonstrate this with a combination of regular monthly savings, your rent payments or completed loan repayments. You should also pay down credit cards and pay off any loans, if possible.

10. Mortgage drawdown

Before you apply for a mortgage, you will need to show any potential lender that all your bank account statements are in order and that you can support a monthly mortgage repayment. You can demonstrate this with a combination of regular monthly savings, your rent payments or completed loan repayments. You should also pay down credit cards and pay off any loans, if possible.

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